Understanding the basics 

• occupational pensions
• individual pensions; state pensions

Legislation 

• stakeholder; Financial Services Act
• Pensions Act; trustees’ duties
• pension simplification

The professionals 

• help – do you need it? where to get it?
• what will it cost? what will they do?

Designing a pension package

• your aims
• costing the options; making spending effective
• integration; flexible benefits

Payroll and taxation 

• operation; record-keeping
• payroll problems

Changing/inheriting pension problems

• converting to defined contribution
• closing schemes
• mergers/acquisitions/sales
• pension development – Green Paper

Communicating pensions

• restrictions; getting it right
• making it effective; the cost of errors

Action Planning.