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Its subjective isn't it. Various injuries can cause severe long lasting mental and physical health conditions that don't quite meet the threshold for NHS treatment so the person goes private for elective etc. So to that individual, an elective operation…
To throw another opinion out there - and I am aware its only one person and anecdotal (but aren't most of our experiences that shape our approach to things?!) - funnily enough a friend of mine who is from a BAME background asked me for some HR advice…