This report aims to build on earlier work on pensions automatic enrolment by drawing out the ramifications of this far-reaching initiative specifically for small and medium-sized enterprises (SMEs).

The report is based on presentations and discussions at a CIPD Reward Forum event that brought together delegates and speakers from a wide range of organisations involved with pensions automatic enrolment and representatives from SMEs charged with implementing the programme in their own organisations. Case study presentations came from McDonald’s, who were able to offer the experiences of both the parent company and its smaller franchisee organisations, and from Asos.

Insights from case study interviews with Moog (UK) and the Royal Horticultural Society about their progress in preparing for the introduction of auto-enrolment are also included, and specialist input from the CIPP and the PMI is provided.

Findings from the CIPD’s Autumn 2013 Labour Market Outlook survey, produced in partnership with SuccessFactors, an SAP company, show that the most likely source of advice and guidance when preparing for auto-enrolment has been from a pension provider (32%) or from a pension adviser (25%).

“Looking to the future, if there is a capacity crunch in the pension industry, SMEs may have to rely on other sources of advice, information and guidance, such as the Pensions Regulator or professional bodies.”

Content of the report:

  • Executive summary
  • Background to automatic enrolment
  • The CIPD event on pensions auto-enrolment for small and medium-sized employers (SMEs)
  • Case studies
  • Comment from the Chartered Institute of Payroll Professionals and the Pensions Management Institute
  • Survey on automatic enrolment progress

Download the report below.

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